How Do Insurance Policies Compare?
The Orchard Pal For Life Scheme is a membership scheme and NOT an insurance policy.
By enroling your pet you become a member of our exclusive club.
The Scheme has the following advantages over commercial insurance policies:
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No limit to the amount of cover.
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Your subscription will not be increased because of age or illness.
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All illnesses are covered. We will not exclude anything that develops during membership, so life-long problems are covered - for life.
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There is no excess to pay, i.e. all the fee is covered when carried out at our surgeries.
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There is no delay in claiming back fees and no claim forms to complete. (Note: where cover is provided for referral or out of hours treatment at another centre there is both an excess and a claim form to complete)
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Old and sick animals can also be covered - even those on long-term medication.
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We include many things that no insurance policy can cover, such as vaccination, nail clipping, micro-chips, minor ailments - and a check-up whenever you want.
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A range of discounts for non-medical procedures such as neutering, behaviour counselling, physiotherapy, hydrotherapy, anti-season injections, grooming, preventative healthcare, etc.
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Discounts for pet-care products, worm and flea preparations, and diets.
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No-claims discount for pets that remain healthy.
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Additional pets can join at a reduced subscription.